Free paycheck calculator

Know exactly what lands in your pocket

Enter your pay details and get a full federal + state tax breakdown in seconds. No signup. No nonsense.

All 50 states 2026 IRS tax tables Hourly & salary Printable pay stub
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Pay details



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Enter your details and click
Calculate to see your breakdown.

How it works

01 —
Enter your pay details
Hourly, salary, or freelance. Add your hours, pay period, and any overtime.
02 —
We run the numbers
2026 IRS tax tables + your state's rate. FICA, federal withholding, all of it.
03 —
Print or download
Print free anytime. Download a polished PDF pay stub for $2.99 — ideal for landlords, loans, or records.

Common questions

How accurate is this calculator?

We use the official 2026 IRS Publication 15-T withholding tables and current state tax rates. Results are estimates — your actual withholding may vary slightly based on your W-4 elections and employer-specific deductions.

Why do I need a PDF pay stub?

Landlords, lenders, and government programs often require proof of income. A clean, professional pay stub is accepted in most cases where a paycheck statement is needed.

Does Utah have a flat income tax?

Yes. Utah has a flat 4.55% state income tax rate, making it straightforward to calculate regardless of income level.

What's the difference between W-2 and 1099?

W-2 employees have taxes withheld by their employer. 1099 freelancers pay self-employment tax (15.3% for Social Security + Medicare) in addition to income taxes, and are responsible for making quarterly estimated payments to the IRS.

Is my information saved?

No. All calculations run in your browser. We don't store, log, or transmit any personal or financial data you enter.